Insurance Programs > Photographers / Videographers

Photographers / Videographers

The Photographer/Videographer Insurance Program insures Photographers and Videographers that provide their unique services to public and private events. Arts & Entertainment Insurance Brokerage, LLC does not charge a Broker Fee.
 
Designed for the Photographer and Videographer that provides their services to private functions and/or public events, this program combines an array of coverages into a single Insurance Package. 

The Photographer/Videographer Insurance Program is designed for budgets of all sizes from the hobbyist to the professional.
Insurance limits are available up to $10,000,000 for Liability and $5,000,000 on Inland Marine. The program is available to U.S. based Photographers and Videographers shooting anywhere in the world.

Coverages

Inland Marine    Rented Equipment, Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third Party Property Damage, Extra Expense, Office Contents & more
General Liability    General Liability (including increased limits)
Automobile    Automobile Liability, Physical Damage
Excess Liability    Total policy limits available up to 10,000,000

Coverage Definitions

Inland Marine
Miscellaneous Equipment – Coverage for Owned and/or Rented Camera, Light and Grip   equipment.
Rented Props, Sets and Wardrobe – Coverage for Rented Props, Sets and Wardrobe.
Negative Film, Tape or Digitalized Image – Protection for loss or damage to the Negative, Tape or Digitalized Image.
Faulty Stock, Camera and Processing – Covers the loss or damage to raw film stock, tape or soundtrack by faulty processing or faulty developing.
Third Party Property Damage – Property in the care, custody and control of the Production that is destroyed or damaged.
Office Contents – Covers Office Property including furniture and computers.
Extra Expense – Covers Insured if a location is destroyed or damaged and the shoot has to be moved with time and money being lost.

General Liability Insurance

General Liability – Protects the public from the negligence of the Photographer or Videographer.

Automobile

Non-owned/Hired Automobile Liability – Protects the public from the negligence of the Photographer or Videographer if the Photographer or Videographer causes injury or property damage while driving a rented, loaned or borrowed vehicle.

Non-owned/Hired Automobile Physical Damage – Protects the owner of a rented, loaned or borrowed vehicle for damage to the vehicle caused by the Photographer or Videographer.

Workers Compensation

Workers Compensation – Provides coverage for compensated and non-compensated cast, crew, and volunteers if they are injured on the job.

Excess Liability Insurance

Excess Liability – Provides additional Liability protection over the General Liability and Non-owned/Hired Automobile Liability in increments of $1,000,000.  Limits up to $10,000,000 are available.